There is a tracker built in - if you go into your app you can see car location. Insurance may have particular requirements like an independent or Thatcham Approved or extra secure tracker though
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Re second question- Vehicle replacement is a bit more cover but usually a bit extra insurance price-
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What sort of GAP policy is best if I have a PCP? | The Car Expert
GAP insurance bridges the difference between what your car insurance pays out and what you need to top up for. That exact amount you are eligible for will depend on the type of policy you’ve selected, so let’s take a closer look at what these different type of GAP insurance policies do.
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